You are responsible for insuring your home contents, and we strongly advise you to take out a policy with a reputable provider. In the event of theft, fire or flood, your belongings could be stolen or badly damaged. If they weren’t insured, you would have to pay to replace them. Neither we nor the Council would be liable to contribute towards this cost. This could prove very expensive.
There are many good insurance companies, and we advise you to look at a variety of policies. It is worth shopping around to find the best deal. You may want to contact the British Insurance Association for advice.
Make sure the insurance policy you choose includes third-party cover. This covers you if you or a member of your household accidentally damages your neighbours’ belongings. If your neighbours claim against you for the cost of replacing their damaged items, you can claim under your policy.
The Council and Norwich Union run a special insurance scheme that is only available to tenants and Right To Buy Leaseholders. You can pay the insurance by standing order or PayPoint when you pay your rent.
You can download the information pack below or get one this from either of our offices or any of the Council’s area housing offices (run by Homes for Islington).
To contact the Council’s Insurance section direct see useful contacts.